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Terms Of Service

Your Relationship With CNO

These terms help define the relationship between you and CNO. Broadly speaking, we give you permission to use our services if you agree to follow these terms, which reflect how CNO’s business works and how we earn money. When we speak of “CNO,” “we,” “us,” and “our,” we mean CNO and its affiliates.

Age Requirements

If you’re under the age required to manage your own CNO Account, you must have your parent or legal guardian’s permission to use a CNO Account. Please have your parent or legal guardian read these terms with you.

If you’re a parent or legal guardian, and you allow your child to use the services, then these terms apply to you and you’re responsible for your child’s activity on the services.

What We Expect From You

We want to maintain a respectful environment for everyone, which means you must follow these basic rules of conduct:

  • Comply with applicable laws, including export control, sanctions, and human trafficking laws

  • Respect the rights of others, including privacy and intellectual property rights

  • Don’t abuse or harm others or yourself (or threaten or encourage such abuse or harm) — for example, by misleading, defrauding, illegally impersonating, defaming, bullying, harassing, or stalking others.

  • Don’t abuse, harm, interfere with, or disrupt the services — for example, by accessing or using them in fraudulent or deceptive ways, introducing malware, or spamming, hacking, or bypassing our systems or protective measures.


Last update: 2022-06-07